Comments on: 4 Ways to Avoid Arguments About Money http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/ Fri, 12 Mar 2010 06:03:56 +0000 http://wordpress.org/?v=2.6.5 By: Natural http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2522 Natural Sat, 24 May 2008 12:36:17 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2522 Rob O. sounds like you and your wife are handling your business. That's great and impressive. Paying off your balance at the end of the month too is important if you choose to use credit cards, that's where the CC companies make a lot of their money. Rob O. sounds like you and your wife are handling your business. That’s great and impressive. Paying off your balance at the end of the month too is important if you choose to use credit cards, that’s where the CC companies make a lot of their money.

]]> By: Rob O. http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2494 Rob O. Fri, 23 May 2008 18:36:12 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2494 My wife & I never argue about money - although we do sometimes disagree about certain priorities. Thanks almost entirely to her financial prowess, we make our modest incomes stretch much, much farther than many couples we know who earn more - in some cases twice or better as much annually - than we do. We place an emphasis on satisfaction over money at work. Several years ago, my wife actually took a substantial pay cut to move laterally into a position that offered less stress and was a more controllable environment. But she has since turned that job into a management-level position and made up for the cut - which she never considered a setback. Putting money first at work is what lands many, many people into jobs they despise and/or that consume far more of their time than they ever would've imagined. We have everything in joint accounts and always discuss any purchases over about $75 - aside from normal stuff like groceries and such. We're almost to the OCD point about researching stuff before we buy, but then when we do plunk down our bucks, we're rarely burned. Lastly, we use a Citi Dividends Mastercard credit card for nearly everything - literally! - and we cash in the max amount of cashback dividends each year. But we never, ever carry a balance from one month into another. Rob O.s last blog post..<a href="http://www.2dolphins.com/2008/05/busted-again.html">Busted Again</a> My wife & I never argue about money - although we do sometimes disagree about certain priorities. Thanks almost entirely to her financial prowess, we make our modest incomes stretch much, much farther than many couples we know who earn more - in some cases twice or better as much annually - than we do.

We place an emphasis on satisfaction over money at work. Several years ago, my wife actually took a substantial pay cut to move laterally into a position that offered less stress and was a more controllable environment. But she has since turned that job into a management-level position and made up for the cut - which she never considered a setback. Putting money first at work is what lands many, many people into jobs they despise and/or that consume far more of their time than they ever would’ve imagined.

We have everything in joint accounts and always discuss any purchases over about $75 - aside from normal stuff like groceries and such. We’re almost to the OCD point about researching stuff before we buy, but then when we do plunk down our bucks, we’re rarely burned.

Lastly, we use a Citi Dividends Mastercard credit card for nearly everything - literally! - and we cash in the max amount of cashback dividends each year. But we never, ever carry a balance from one month into another.

Rob O.s last blog post..Busted Again

]]> By: Natural http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2267 Natural Thu, 15 May 2008 10:20:43 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2267 JD, don't go getting your hubby mad, bring him a beer or two first then speak your peace. Seriously JD, it just seems like a loving thing when your mate shares the financial standings with you. Should someone "fall" the other could be there to lift them up. Trying to figure it all out while you're in a situation is stressful. Thanks Shilpan. It's not the most romantic thing to sit down and talk about, but it's necessary. Goals give you something to work toward, together...it unites and makes the union stronger. <em>Natural's last blog post..<a href='http://valeriemorrison.net/blog/the-good-the-bad-the-ugly-and-by-the-way/'>The Good, The Bad, The Ugly and By the Way</a></em> JD, don’t go getting your hubby mad, bring him a beer or two first then speak your peace. Seriously JD, it just seems like a loving thing when your mate shares the financial standings with you. Should someone “fall” the other could be there to lift them up. Trying to figure it all out while you’re in a situation is stressful.

Thanks Shilpan. It’s not the most romantic thing to sit down and talk about, but it’s necessary. Goals give you something to work toward, together…it unites and makes the union stronger.

Natural’s last blog post..The Good, The Bad, The Ugly and By the Way

]]> By: Shilpan | successsoul.com http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2259 Shilpan | successsoul.com Thu, 15 May 2008 02:38:08 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2259 Natural, This my favorite post from you. So many marriages have been ruined by the argument over money. Having a candid conversation about the life goals, what is essential for happy life early on in the marriage can protect a financial wreckage later on in life. Thanks for sharing this great article. Shilpan <em>Shilpan | successsoul.com's last blog post..<a href='http://feeds.feedburner.com/~r/SuccessSoul/~3/289836452/'>Rainbow of Simplicity</a></em> Natural,

This my favorite post from you. So many marriages have been ruined by the argument over money. Having a candid conversation about the life goals, what is essential for happy life early on in the marriage can protect a financial wreckage later on in life.

Thanks for sharing this great article.

Shilpan

Shilpan | successsoul.com’s last blog post..Rainbow of Simplicity

]]> By: JD at I Do Things http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2255 JD at I Do Things Wed, 14 May 2008 20:47:31 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2255 Great post. It reminds me that I should speak up more. My husband pretty much handles everything, and if I don't like it, I don't have much cause to complain, because I don't get involved. We had a few skirmishes in the early days, but we've settled into a pattern. Or a rut, depending on how you look at it! <em>JD at I Do Things's last blog post..<a href='http://feeds.feedburner.com/~r/idothings/~3/290168081/'>I Got Torn Apart so you don’t have to</a></em> Great post. It reminds me that I should speak up more. My husband pretty much handles everything, and if I don’t like it, I don’t have much cause to complain, because I don’t get involved. We had a few skirmishes in the early days, but we’ve settled into a pattern. Or a rut, depending on how you look at it!

JD at I Do Things’s last blog post..I Got Torn Apart so you don’t have to

]]> By: Natural http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2245 Natural Wed, 14 May 2008 02:08:08 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2245 That's great you and hubby were able to get it together Kathy, some couples don't survive. It's a touchy subject and that's a great point to leave the emotions out of it. It's not always easy that's why it needs to be practiced. The more you communicate, not scream, the easier it gets. I understand how Jan(Yawn, did I get that right?)feels. We all love our toys. This is where a "budget" might come in handy. Money is to be enjoyed...we work. Every month I set aside "blow money" in my budget..it's for me to act a fool with...I do whatever I want with it and I don't feel bad about it...I'm single so there's no one over my shoulder giving me the evil eye, but me. It's not that we can't have these things eventually, but when money is taken from household expenses like the mortgage, rent or groceries to buy a toy, Houston, Dallas and Austin, we have a problem! We can have toys (not too much debt) just save up for them, put a little away each month, then buy it outright. .02 Max, as one of my best friends, I know your situation well. As women, as single women, we have to make sure we know how to take care and protect ourselves first. Protect our credit, protect our accounts. If something doesn't feel right, it's for a reason...we can't ignore these feelings in exchange for a dream. Face them, deal with them and proceed with knowledge. You will be fine and you know I'm always good for offering my opinion, even when you don't ask for it...because I care. Oh yeah, I'm still good for that drive by too...I have plenty of bricks that need a good window. lol MamaFlo...what do I think about your money management skills? 50 and retired did you say? I think you need to adopt me. Good job. You lived like no one else did years ago and now you're living like no one else! You go! That’s great you and hubby were able to get it together Kathy, some couples don’t survive. It’s a touchy subject and that’s a great point to leave the emotions out of it. It’s not always easy that’s why it needs to be practiced. The more you communicate, not scream, the easier it gets.

I understand how Jan(Yawn, did I get that right?)feels. We all love our toys. This is where a “budget” might come in handy. Money is to be enjoyed…we work. Every month I set aside “blow money” in my budget..it’s for me to act a fool with…I do whatever I want with it and I don’t feel bad about it…I’m single so there’s no one over my shoulder giving me the evil eye, but me. It’s not that we can’t have these things eventually, but when money is taken from household expenses like the mortgage, rent or groceries to buy a toy, Houston, Dallas and Austin, we have a problem! We can have toys (not too much debt) just save up for them, put a little away each month, then buy it outright. .02

Max, as one of my best friends, I know your situation well. As women, as single women, we have to make sure we know how to take care and protect ourselves first. Protect our credit, protect our accounts. If something doesn’t feel right, it’s for a reason…we can’t ignore these feelings in exchange for a dream. Face them, deal with them and proceed with knowledge. You will be fine and you know I’m always good for offering my opinion, even when you don’t ask for it…because I care. Oh yeah, I’m still good for that drive by too…I have plenty of bricks that need a good window. lol

MamaFlo…what do I think about your money management skills? 50 and retired did you say? I think you need to adopt me. Good job. You lived like no one else did years ago and now you’re living like no one else! You go!

]]> By: Mamaflo http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2236 Mamaflo Tue, 13 May 2008 16:07:24 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2236 33 years ago when we started dating we spoke about this topic at great length once we both realized that this was more than a dating relationship. I don't think it would have lasted through 31 years of marriage otherwise. We are in our early to mid 50's and are retired quite nicely financially, what does that say about money management? 33 years ago when we started dating we spoke about this topic at great length once we both realized that this was more than a dating relationship. I don’t think it would have lasted through 31 years of marriage otherwise. We are in our early to mid 50’s and are retired quite nicely financially, what does that say about money management?

]]> By: Max http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2234 Max Tue, 13 May 2008 12:20:00 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2234 Money ill-spent was a major problem in my relationship. He's gone and I'm left footing the bills. I refuse to file bankruptcy as I need my credit to purchase a home (yes, I'm still holding on to my pipe dream). I started out blaming but realized it was having an even worst adverse effect on the schituation. So I switched up with "if we do this, then we can have money to do that". Promises of doing better fell by the wayside and overpowered the relationship which in turn opened other cans of worms, when compiled atop of the financial macabre, ergo, I'm single and now struggling. Huge sigh! But the sun still shines for me. I have a plan and I'm working it and although things for my family have albeit come to a halt, we will be fine. Great post Natural. Money ill-spent was a major problem in my relationship. He’s gone and I’m left footing the bills. I refuse to file bankruptcy as I need my credit to purchase a home (yes, I’m still holding on to my pipe dream). I started out blaming but realized it was having an even worst adverse effect on the schituation. So I switched up with “if we do this, then we can have money to do that”. Promises of doing better fell by the wayside and overpowered the relationship which in turn opened other cans of worms, when compiled atop of the financial macabre, ergo, I’m single and now struggling. Huge sigh! But the sun still shines for me. I have a plan and I’m working it and although things for my family have albeit come to a halt, we will be fine. Great post Natural.

]]> By: Jillian http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2233 Jillian Tue, 13 May 2008 10:40:23 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2233 We argue about it sometimes. And one reason is because Jan doesn't always see the big picture... whereas I do. He wants a new gaming system and a new TV and a new computer, while I prefer to save a little bit for later. Now, I want the same stuff he wants, but I think I have slightly more patience than he does (that's not saying much, really). Anyways, I think these are great solutions... we use all of them. Right now, we are definitely working on the "set goals" one. <em>Jillian's last blog post..<a href='http://www.jillianapproved.com/2008/05/holy-matrimony/'>Holy Matrimony</a></em> We argue about it sometimes. And one reason is because Jan doesn’t always see the big picture… whereas I do. He wants a new gaming system and a new TV and a new computer, while I prefer to save a little bit for later. Now, I want the same stuff he wants, but I think I have slightly more patience than he does (that’s not saying much, really).

Anyways, I think these are great solutions… we use all of them. Right now, we are definitely working on the “set goals” one.

Jillian’s last blog post..Holy Matrimony

]]> By: Kathy http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2231 Kathy Tue, 13 May 2008 10:31:11 +0000 http://valeriemorrison.net/blog/4-ways-to-avoid-arguments-about-money/#comment-2231 We did argue over money at the start of our marriage, but mostly because we didn't have a clue or a plan. But fast-forward some years and we finally got it together. Now it's easy to talk about money and our goals. Reason and rationality are key. Leave the emotion out, if possible, and better progress can be made. <em>Kathy's last blog post..<a href='http://www.junkdrawerblog.com/2008/05/were-doomed-already.html'>We’re Doomed Already</a></em> We did argue over money at the start of our marriage, but mostly because we didn’t have a clue or a plan. But fast-forward some years and we finally got it together. Now it’s easy to talk about money and our goals. Reason and rationality are key. Leave the emotion out, if possible, and better progress can be made.

Kathy’s last blog post..We’re Doomed Already

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